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Loan Comparison Calculator
Compare two loans side by side – rate, fees and intro periods – to see which is cheaper over the life of the loan.
Loan A
Loan B
Cheaper over the full termLoan ASaves $21,702 in interest and fees
Loan A – total interest + fees$680,393
Loan B – total interest + fees$702,095
Loan A – monthly repayment$3,555
Loan B – monthly repayment$3,403 → $3,621
Loan A
Loan B
Assumes rates stay the same after any intro period and that you keep each loan for the full term. In practice most borrowers refinance well before then – ask us to model a 5-year horizon.
This calculator provides general estimates only, based on the information you enter and the assumptions shown. It does not take into account your personal circumstances and is not an offer of credit. Lender policies, rates and fees vary. Speak to Start Finance for a personalised assessment.
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