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Extra Repayment Calculator
See how much interest and time you save by paying a little extra each month, or making a one-off lump sum.
Interest saved$103,502
Time saved3 yrs 10 mo
New loan term26 yrs 2 mo
Minimum repayment per month$3,555
New repayment per month$3,755
Interest without extras: $679,793
Interest with extras: $576,291
Assumes a constant rate and that extra repayments start immediately and continue until the loan is repaid. Fixed-rate loans may cap extra repayments.
This calculator provides general estimates only, based on the information you enter and the assumptions shown. It does not take into account your personal circumstances and is not an offer of credit. Lender policies, rates and fees vary. Speak to Start Finance for a personalised assessment.
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