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Home Loan Offset Calculator
Find out how much an offset account balance could save you in interest and how many years it could cut from your loan.
Interest saved with offset$279,978
Time saved6 yrs 6 mo
Loan repaid in23 yrs 6 mo
Monthly repayment$3,555
Interest without offset$679,793
Assumes a 100% offset account, a constant rate, and that your repayment stays at the original minimum so the savings shorten the loan. Offset accounts usually carry a package or account fee – factor that in.
This calculator provides general estimates only, based on the information you enter and the assumptions shown. It does not take into account your personal circumstances and is not an offer of credit. Lender policies, rates and fees vary. Speak to Start Finance for a personalised assessment.
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