When you are ready to meet with a Start Finance Home Loan Specialist to discuss your home loan options, here is a list of the following documents you need to bring so that Start Finance can effectively assist you.
Personal Identification
Of the four following documents that you must bring with you, one of them must contain both your photograph and or signature.
driver’s licence
credit card
electricity or gas bill
rates notice
Medicare Card
Only two of the documents are required if you also bring your:
birth certificate
citizenship certification
passport
Current employment and financial position
A recent copy of two of the following are required to confirm your income:
group certificate
three payslips
tax return and ATO assessment notice
Self Employed
profit and loss statements and balance sheets for the past two years
tax returns or assessment notices for the past two years (Business or Personal).
Your Assets
Bring your account statements and a list of other assets you have i.e.:
real estate
investments, including term deposits
shares/bonds
term insurance
Your Liabilities
Listing liabilities in addition to assets will enable us to effectively determine how much you can afford to repay on your loan:
Warning: Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
