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Income Protection

Income protection pays you, after the expiry of the waiting period, an income while you are disabled and suffer a loss of income because of that disability. If you are unable to work you will be paid an income for as long as you are unable to return to work or the expiry of your benefit period, whichever comes first.

Income Protection provides multiple benefits and options and you can select a benefit of up to 75% of your income to be paid in monthly installments and can select from a variety of benefit periods from 2 years to age 65.

Your income protection premium amount can also be tax deductible, depending on your personal circumstance.

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Please note the advice provided on this website is general advice only and does not take into account personal circumstances and/or financial particulars. For this reason, please take into consideration your financial goals and personal circumstances before acting on any of the information provided.


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Super is one of the most important accounts many Australians will hold in their lifetime, do you know your superannuation account balance? Are you sure of how many superannuation accounts you have?

If you have ever changed your name, address or employment, you may have some lost super.  A member is recorded as having lost super when their account has been inactive for two or more years. This is your money and future retirement. You are likely to be paying fees on your lost super, which can decrease your balance over time.

Why not locate your missing super monies and collate them in one fund ensuring you are only paying one set of fees with the option of having your life insurance premiums paid through your superannuation fund. Not only minimising your out of pocket expenses but ensuring your super is working for you.

Life Insurance

Do you want “Peace of Mind” – knowing your family is protected financially in the event of your death? Life insurance does that. Life insurance is taken out by an individual to provide a financial payout in the event of your death. Policies generally provide a lump sum payment and therefore provide financial stability to the nominated beneficiaries.  There are many different life insurances including term life insurance, total permanent disability (TPD) insurance, trauma insurance and income protection.

We are an Australian owned company and are able to compare up to 15 insurance companies with an instant quote for you to make an informed decision.